The Most Trusted Name in Military Lending for over 60 Years!
USA Toll Free: 1-877 OMNI USA (1-877-666-4871)
The Most Trusted Name in Military Lending for over 60 Years!
Loan documents are available online by signing on to your secure message center. Alternatively, you can obtain copies of your loan documents or a statement of account just give us a call at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to send you a loan statement.
Please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to provide your balance.
Omni Financial takes great pride in providing professional, personalized lending services to our customers. We want to ensure that you are 100% satisfied with your military loan and our services. If you are not totally satisfied for any reason with your loan or our service, you can cancel the transaction at no cost to you whatsoever. Simply return the proceeds of your loan within 15 days of the date of the loan and we will cancel your military loan immediately.
If your military loan becomes overpaid we will promptly refund any overpayment that has been received by us. Just send a message to your message center or give us a call at: +1 800 798 6664 or +1 702 437 6057. We can expedite your refund by sending it to you by direct deposit at your option. If you are not in a hurry we can mail your military loan refund to you by U.S. mail.
Please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to send you the allotment start instructions through your Message Center.
Please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to walk you through the procedure for stopping your military loan allotment.
Please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to quote the payoff for the exact date requested.
Your last regularly scheduled payment due date can be obtained by reviewing your military loan documents. You can also call us and we will be happy to provide you with that information.
Omni Financial
P.O. Box 44215
Las Vegas, NV 89116
| USA Phone: | +1-702-437-6057 |
| USA Phone Toll Free: | +1-877-OMNI USA (1-877-666-4872) |
| USA Fax: | +1-702-531-6845 |
| USA Fax Toll Free: | +1-800-666-4904 |
International: | |
| Germany Phone Toll Free: | 0800 YES LOAN (0800 937 5626) |
| Germany Fax Toll Free: | 0800 FAX LOAN (0800 329 5626) |
| Italy/Belgium Phone Toll Free: | 00800 YES LOANS (00800 937 56267) |
| Italy/Belgium Fax Toll Free: | 00800 FAX LOANS (00800 329 56267) |
| Japan/Korea Phone Toll Free: | 010 800 LOANS YES (010 800 5626 7937) |
| Japan/Korea Fax Toll Free: | 010 800 LOANS FAX (010 800 5626 7329) |
| All Others Europe: | +1-931-431-4411 |
To contact customer support 24/7/365 please click here.
If you do not have a fax machine available to use then there are 2 other ways to get your military LES to your Credit Officer:
To retrieve your password click here or log on here and click on the "forgot your password" button. Please keep in mind that your password is case sensitive.
If you still can not retrieve your password please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the message center and we will be happy to assist you.
Please check with your military administrative personnel to help you convert your DSN number to an international phone number.
| Mailing Address: Omni Financial P.O. 44215, Las Vegas, NV 89116 | Phone Numbers: +1 702 437-6057 +1 877 OMNI USA (1-877-666-4872) | Fax Numbers: +1 702 531 6845 +1 800 666-4904 | |
Email address: customersupport@militaryloans.com | |||
No. Unlike some, Omni Financial does not charge any up-front loan application fees in order to submit a military loan application.
Yes. Omni Financial offers various payment plans. These plans include credit life, disability and debt cancellation. These plans are not required for loan approval but most of our customers take advantage of them. These options will cancel your debt under many circumstances that may present themselves in military life. Your military loan Credit Officer will be happy to explain the various payment protection plans to you.
We require a new end of the month LES and application for each new application or returning applicant because entitlements and deductions may change from month to month. Your military loan Credit Officer wants to be able to fully consider your application so as to give you the best possible chance of being approved for the amount you request. Having up to date LES information is essential to the military loan approval process.
Yes. Security of confidential information is a priority at Omni Financial.
Please read our privacy policy.
Our military loan rates will vary depending on several factors such as the amount and length of the loan, current financial obligations and past credit history. We make loans with federal APR's as low as 9.95% going up to a maximum of 34.95%. Applicants with excellent credit can most likely expect a very competitive rate while those who have had some credit problems will find their rate will be higher. In any case, Omni Financial will work to get your loan approved as fast as possible and offer a competitive rate as compared to other military loan lenders, payday loans and pawn lending.
Not at this time, all of our applications are submitted by applying online. Click here to apply online now.
Yes, Omni Financial makes debt consolidation loans. Just inform your Credit Officer that you wish to consolidate some bills and the Credit Officer will determine the best way to accomplish this goal when processing your application.
For active duty military personnel, Omni Financial requires an end of month LES in order to begin processing your loan application. Unfortunately our credit guidelines do not allow us to accept a Mid Month LES.
Omni Financial will send you a message to your Message Center once your LES has been received by us. This starts the loan application process. You will then start receiving messages regarding the status of your loan application from your assigned Credit Officer shortly thereafter at the secure message center. Log on to the secure Message Center.
If you are career retired or full time active duty (Army, Air Force, Marines, Navy or Coast Guard with at least eight months before your separation date), you are generally eligible to apply for a loan with Omni Financial. Click here to Apply. Residency restrictions may apply.
You will receive confirmation and updates at the secure message center. Response time may vary, up to a couple of hours, depending on your Credit Officer's work load.
You basically have 3 choices:
The fastest way to receive your loan funds will be to elect the direct deposit option which gets you your military loan money in as fast as 24 hours. Direct deposit to your checking or savings account is the fastest and safest method. Unlike a check, once the money is credited to your account it is available for immediate withdrawal. Alternatively, Omni Financial can mail a check by regular U.S. mail.
Omni Financial is committed to making a loan decision by the close of business following the completion of your application. Your application will be considered complete when a current end of month LES has been received by Omni Financial and all questions have been answered on the application. Please be sure to provide accurate phone numbers and time zones on the application so a loan specialist can contact you easily regarding your military loan application.
Omni Financial makes personal loans from $500 to $10,000. All loans are subject to our credit guidelines and certain restrictions apply. The maximum amount you can borrow is determined by your ability to repay the loan, primarily measured by your income, debts and credit history. Please indicate on your application how much you would like to borrow and we will do our best to meet your requirements. Each service member's facts and circumstances differ, so rather than making a general limitation, we consider each application individually.
Omni Financial is a military consumer finance company specializing in military lending. We only accept applications from career retired and active-duty service members on this website at this time.
Your Credit Officer will explore all possibilities in processing your loan application. Please make sure your Credit Officer is aware of any additional income or other information that will help in processing your loan application.
An application may have previously been submitted and is still resident in the system. Please call us at: +1 800 798 6664 or +1 702 437 6057 or send a message to the Message Center and we will correct it.
Yes you can. We can help you re-establish your credit. Omni Financial considers each online loan application individually and very carefully. Most of our Credit Officers are former NCO's who have been in your shoes. As one of the nation's leading military loan companies, we understand some of the problems that service members can experience with credit and we can take certain things into consideration. If there is something on your credit which appears problematic, we will contact you and discuss it. While other companies may not offer loans to military with bad credit, bad credit military loans, with Omni Financial there is hope!
Once approved Omni Financial can direct-deposit your loan proceeds into virtually any stateside bank and into most U.S. based banking institutions overseas. Or we can mail your loan proceeds check using U.S. Postal Service.
The message center is a secure area of the Omni Financial website where you can communicate with your Credit Officer or Customer Service Specialist. You will send and retrieve messages to or from your Credit officer by logging into your account and using the secure message center. Omni Financial does not use regular email to transmit confidential information because regular email is NOT secure. However, our Message Center IS fully secure. The message center is key in the loan application process. Log on to the Message Center often to check the status of your loan application.
Please periodically check your messages at the secure message center. There you will receive messages regarding the progress of your military loan application from your assigned Credit Officer. Click here to log on now.
Upon receipt of your online military loan application and current End of the Month LES, you will be assigned a Credit Officer who will work with you during the application process. Check your message center to find your Credit Officer. Click here to log on now.
The recommended repayment method for active duty military is by military allotment. Omni Financial recommends allotment repayment because DFAS instituted discretionary allotments for the convenience of the service member. Using an allotment to repay your military loan is extremely beneficial to you because:
If your military loan becomes overpaid we will promptly refund any overpayment that has been received by us. Just send a message to your message center or give us a call at: +1 800 798 6664 or +1 702 437 6057. We can expedite your refund by sending it to you by direct deposit at your option. If you are not in a hurry we can mail your military loan refund to you by U.S. mail.
You can make additional payments by check or money order. To make payments by check or money order please mail to:
Omni Financial
P.O. 44215
Las Vegas, NV 89116
NOTE: Please make sure to put your account number on your payment. You can also make additional payments on your military loan by credit card or a Draft to your bank account. For these options please call us at: +1 800 798 6664 or +1 702 437 6057
It depends on several factors. An important factor is the size of your present loan - if your present loan was a large loan, then at least 6 - 8 payments should be made prior to re-applying for a renewal. For smaller loans, at least one payment must be received, and then you can usually re-apply. In any case, if approved, the remaining balance on your existing loan will be refinanced and added to the new loan.
There is no hard and fast rule here; however, at least four payments must be made on your current loan before you can be considered for a renewal loan. It usually will depend on the size of your present loan – the bigger the loan, the more payments we expect to have been made. If you have just recently taken out a large loan and have made only a few payments, it will probably be too soon to refinance. On the other hand, if you have established a good paying record and have worked your present loan's balance down, then there is a good chance you can re-apply.
Yes you can and you are encouraged to do so. Keep in mind that the balance on your present loan will be a factor in deciding whether you are eligible for more money. Also, we look to see how many payments have been made on your existing loan – the bigger the loan, the more payments we expect to have been made.
© 2010 All Rights Reserved. Residency and other restrictions may apply.
All military loans subject to approval. Omni offers a 15 day no-cost loan cancellation guarantee.
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